Bank Wagon

In the game's words

How to use it

The Bank Wagon is used to create banks, which generate Coin for your civilization. It is a very expensive building, especially early, when the Food and Wood needed for its construction compete directly with Settler production and researching improvements or constructing buildings.

History

Before the completion of the transcontinental railroad in 1869, commerce between the East Coast of the US and its western territories was extremely limited. Choices boiled down to either shipping the goods around South America’s Cape Horn or a land journey across the continent. With the California gold rush in 1849, the opportunities for the reliable transportation of goods and currency increased dramatically. During the 1850s and 1860s, Wells Fargo became known as the premier provider of financial and commercial transport services. Its overland stagecoach line encompassed over 3,000 miles across the west, with routes to California, Montana, Colorado, and Nebraska. The coaches used by Wells Fargo were constructed by J. Stephens Abbott and Lewis Downing at their factory in Concord, New Hampshire. They were built tall and wide to better accommodate the less-than-smooth dirt trails available. These wagons used a suspension made from thick bullhide, rather than steel – giving their coaches a remarkably smooth ride.

From the game's History encyclopedia (Special).

Trains and researches

Every unit and technology the game lists at this building; each civilization sees only its own.

Bank

Home City cards that ship it

2 Bank Wagons2×Bank Wagon1×Riga Blackheads1×

Cards and technologies that change it

End RelationsEconomic Unit: line of sight −7

Ottoman AlliesEconomic Unit: line of sight +7

TEAM Spanish InquisitionEconomic Unit: line of sight +10

Town WatchEconomic Unit: line of sight +3

AcupunctureUnit: train time −25%

Cult of the Supreme BeingUnit: XP for building +10%, XP for kills −10%

Feudal ArmiesUnit: train time −15%

Gadaa SystemUnit: hit points +5%, damage +5%

Golden LibertyUnit: Coin cost −5%

Mapuche Ad-mapuUnit: Coin cost −10%

TEAM Shivaji's TacticsUnit: damage +5%, hit points +5%

Torii GatesUnit: XP for building +60%

Torii GatesUnit: XP for building +60%

Torii GatesUnit: XP for building +60%

Torii GatesUnit: XP for building +60%

WampumUnit: XP for building +35%, train time −20%

Western ReformsUnit: damage +8%, hit points +8%

Winter CountsUnit: XP for building +40%

Ignatian SpiritualityUnit Class: hit points +5%

French AlliesWagon: gathering Mill rate +5%

Oregon TrailWagon: hit points +25%, speed +25%, Wood cost −25%, Coin cost −25%, Food cost −25%

WanderlustWagon: speed +5%